Select the Dental Plan & Dentist That's Right for You!

Dental Insurance

1. Usually dental insurance is used by large groups and businesses to cover their employee’s dental care.
2. Dental insurance is regular insurance where a premium is paid for defined dental coverage's.
3. Individuals and families usually get Dental Insurance through an employer. It is not easy to find outside of that.
4. Some drawbacks of dental insurance include annual spending maximums, deductibles, waiting periods for certain procedures, and limitations and exclusions on care.
5. There are also claims forms to fill out and submit.
6. Dental insurance usually covers the cost of preventive services (such as cleanings and exams) at 100% after deductibles are met. Annual deductibles vary from $25 to $50 per covered individual, depending on the policy.
7. The cost of deductibles should be considered when calculating the overall costs associated with dental insurance.
8. While you are able to use any dentist, the monthly premiums for dental insurance may be as much as $30 per month for individuals and over $100 per month for family plans.

Dental Plans

1. Discount dental plans, on the other hand, are available for the millions of Americans that do not receive dental benefits through their work or business.
2. Discount dental plans are designed to provide consumers access to dental networks at reduced rates.
3. These plans, are commonly known as “referral” or “reduced fee” plans, and are not considered an insured dental plan.
4. Discount dental plans are affordable to join and are the most widely available dental programs for individuals and families.
5. These discount plans work differently than dental insurance plans, yet provide consumers with real and substantial savings on most dental procedures.
6. Discount dental plans are membership-based programs that usually provide coverage on an annual basis.
7. Consumers pay a membership fee in exchange for secured discounts on most dental services, such as dental exams, routine cleanings, fillings, extractions, root canals, dentures, crowns, and braces.
8. These plans typically save the consumer ten to sixty percent off standard out-of-pocket fees when visiting a participating network provider.
9. Most discount dental plans provide a “fee schedule” with the discounted fees listed out in the membership materials to ensure consumers will receive their promised savings.

The largest benefit I see with Dental Plans is the fact there is no waiting period. Many times with Dental Insurance you have to wait over a year to get major work done on your teeth. With Dental Plans, there is no waiting period.

DentalPlans.com offers a selection of Nationwide and Regional discount dental plans. With more than 250,000+ participating provider listings in our database, several discount dental plans may be available in your area. With DentalPlans.com, you can use our unique search tools to compare the savings and features of each plan before deciding which is the best plan for you.

Discount dental plans are designed for individuals and families looking to save money on dental care services.

They really do make it as easy as 1, 2, 3...